Tuesday, 13 April 2021

ARTICLE WRITTEN BY ONYIA EMEKA HEATH TITLED “REGULATION OF ECONOMY”

 There is need for constant regulating economy of the nation in order to retain its original financial and production valuation. Using Nigeria as a case study in achieving this process is a scope of economic survey on demand and supply as well as the monetary valuation as a resource purchasing power to meet demand.

 

First, is starting the regulation from the point of circulation of money, there is need for Central Bank of Nigeria (CBN) to constantly impose measures to commercial bank on how to regulate the circulation of Money as this sometimes leads to monetary depreciation because when the quantity of money in circulation as liquidity is much, the abuse of money is inevitable. This is why the stated laws of minimum transfer for individuals and corporate bodies are stipulated from CBN to commercial bank to be not more the N6,000,000.00 for individuals and N10,000,000.00 for corporate personalities.

 

Secondly, still on regulation of circulation of money is the need to revaluate the financial salary schemes of Civil servants which is the major sector that determines the valid or invalid economy. For instance, we all know that the Naira value has depreciated so much to compare to its foreign currencies equivalent to the extent that the 1 USD is within the range of N400.00 (Four Hundred Naira) to prove that there is drastically depreciation in Monetary value. And the Whole sector of economy in Nigeria, both the banking sectors and the Federal government insurance sectors as well as production sectors are working very hard to fix these disabilities in the economy.

 

Now the question remains “How can we achieve it? Now, starting with the scheme revaluation. The federal government had made effort to make an increment in worker’s salary as a measure to ameliorate the puzzling issue, but that does not solve it, rather, it  created another problem that the quantity of money in circulation to meet worker’s demand is so much, thereby leading to depreciation in Naira value to it’s foreign currencies like Dollar, Pounds and Euro. So this is not the major way to settle this issue.

 

On the other hand, trying to increase the supplies in our industrial, companies and agricultural sectors I deem is one of the major way to regulate this problem, Why? Because this is the only way to control inflation. Inflation means high price or increase in prices of commodities. This is because when there is increase in supplies of quantities of commodities,  there will be competition in market prices, even if demand is less. And when the producers are struggling to sell their commodities, they will be forced to reduce the prices so that it can be marketable and the fall in price is what is called deflation. Now, when the prices of those commodities deflate or reduce. The low income earners like civil servants can be able to meet up with their demands on products with their minimum wages. Though, the demand will be high on the sides of the civil servants because every commodity is now cheap.

 

But still on this, is the need to regulate or control illegal hoard of some products by the greedy citizens especially petroleum products like Petrol (PMS), Diesel (AGO) and Kerosene (DPK) for future black market when the product become scarce, as these activities also help to cause inflation and scarcity of Crude oil productin our economy. The mind set of expecting scarcities should be dealt with and eradicated in our economy by focusing on those illegally hoards of petroleum products underground reservoir expecting  scarcity, especially in the river line areas like Delta, Bayelsa, Port Harcourt and Cross River/ Akwaibom.

 

Again, is the need for the Standard Organization of Nigeria (SON) to be up keeping  in monitoring the prices of Nigerian Made commodities in circulation, to make sure they retain their original marketing values. As neglecting this activities will lead to unexpected inflation in commodity. Though in the recent time, their efforts to phase out substandard product and foreign imported products as a measure to encourage  locally production is well recognized and appreciated but they still need to advance to a level of revaluating marketable commodities prices as well as deploying sanction on those that infuriate the standard prices of commodities, especially on the retail sales levels. These measures will also help to regulate the economy so that there will not be increase in prices leading to insufficient income of civil servants to meet their demands, because when there is high in prices of commodities or inflation in prices. The Civil servants will begin to lament and complain for an increment in their salaries so that they can be able  to meet their needs. But that does not solve the problem, it will only lead to continues increment year to year if the above measures are not deployed and taken into control. And continues increment will end up causing much quantity of money in circulation known as money laundering , whereby one will use large amount of money to meet His/her specific need, using large sum of Naira to pay for simple serves or products. This  is when we conclude that Naira has lost its value. So to bring  Naira to it’s normal standard, let us start from production and supplies. Especially in Agricultural and Natural Resources like Crude Oil and Mining because this is the major sector that control every other economy. The production companies derives their raw materials mainly from these two sectors.

 

 Natural resources like Lime stone, Crude oil, Coal mining etc. and Agricultural sectors like Fish Farming (Aquaculture), Poultry, Animal husbandry, cash crops production and cereal production. So when  the raw materials for all these are very cheap companies to purchase, for their production, it will lessen the production expenditure or overhead which will also determine their prices of the produced commodities. And it is good for companies to fix their retailing prices of their produced commodities on the labeling and packaging materials like bottles, Can, Crates etc. so that it will be  easy for retailers to access and sale their products to public.

 

Still on regulating  our economy to a better standard is the need for digitization of economy which the trends  for development is on ground in Nigeria already. The digitization of the economy simply means the transformation of manually execution of task to adoption of automatic standard of execution whereby  all manually system of labour are made simple, easy and less stressful by deploying automation system. Example, the system of haulage in industries and production companies are no more by hum efforts or man power  or automotive movement but by simply construction of mechanisms that are being manipulated with automatic  panels. So the easiest thing abut this system is that only one person can do a Job of 10 persons, just by sitting down to monitor and direct the mechanism with sophisticated electronic panels or keyboard as well as remote gadgets. The advantage about this system is that it reduces division of labour as well as overheads or expenditure cost in production or manufacturing and it yields large quantity production of goods within short period of time like daily production, weekly, monthly and annually production. To compare it with when the system are done manually with human efforts and automobile efforts.

 

When the system are deployed in Agriculture, it harvest large quantities of products daily and weekly to compare with human effort labor force causing unemployment as expertise are demanded in skills. But it will boost the economy to a level that the unemployed citizens will have a scheme to survive even in the midst of scarcity. This is why Nigeria today is deploying what is called “N-POWER SCHEME” in connection with the ministry of humanitarian affairs to equip and meet the needs of indigent citizens in Nigeria by registering their data on the database of Federal government. Now, with this system, of data collection, I think that what is obtainable in Western world like United Statate and Europe will be actualized  in our country, whereby the unemployed and indigent citizens are well paid monthly from Social Amenity budgets. Just by registering, their citizens obtain their social security number, that qualifies them for these payments.

 I think with these measures, we can be able to regulate and bring back our economy to a better standard as well as regulate our Naira value to meet up with its foreign counterparts.

 

 

Long live Nigerian Economy, Long lives Federal Republic of Nigeria.

 

Written by

 

ONYIA EMEKA HEATH

(08186388641)

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